Business Insurance?
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Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=5416
Printed Date: 24/February/2025 at 12:13am
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Topic: Business Insurance?
Posted By: Danielw
Subject: Business Insurance?
Date Posted: 29/October/2008 at 2:11pm
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Hello all,
What do you guys pay a month for liability insurance? Anybody have any recommendations for good insurance companies?
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Replies:
Posted By: cleanex
Date Posted: 29/October/2008 at 2:43pm
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Don't say where you are. Insurance rates are different all over USA and Canada.
Our Vans and liability runs around $1200.00 a month ------------- DON ELDRED YOU CAN "STAND" ON OUR REPUTATION |
Posted By: Danielw
Date Posted: 29/October/2008 at 3:08pm
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Thanks Don, I live in Florida. |
Posted By: Superglide Ken
Date Posted: 29/October/2008 at 3:54pm
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Lloyds.
Policy runs $2000/year to cover 3 trucks.  ------------- Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs. |
Posted By: Danielw
Date Posted: 29/October/2008 at 4:06pm
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$2000/year opposed to $1200/month? Sounds like someone's getting the shaft |
Posted By: cleanex
Date Posted: 29/October/2008 at 4:18pm
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Some of us are properly insured and others run on the bare minimum.
We have clients that demand we carry 10 million liability coverage etc. etc ------------- DON ELDRED YOU CAN "STAND" ON OUR REPUTATION |
Posted By: Mark McMaster
Date Posted: 29/October/2008 at 5:24pm
2 mill. liability on business and the van for a total of $1,800 a year. That's of course depending on how much I make a year. (on paper)
------------- Don't take your organs to heaven..... Heaven knows we need them here http://www.mcmastertile.com - www.mcmastertile.com |
Posted By: Danielw
Date Posted: 29/October/2008 at 6:46pm
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What exactly do I need as far as insurance goes to start a carpet cleaning business? If someone could break this down I would greatly appreciate it. |
Posted By: doug
Date Posted: 29/October/2008 at 6:53pm
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Every state or provience is different you need to talk to an insurance broker to find out exactly what you need and alot may depend on how long in biz what equipemnt you have and what amount of coverage is neccessary. and what percentage is residential commerical or even restoration play a big part on premiums. ------------- Just My opinion |
Posted By: cmaster
Date Posted: 29/October/2008 at 8:08pm
Yup. Talk to a broker and get the policy that is right for your business ------------- 
The STD Meter |