LIABILITY
Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=477
Printed Date: 23/February/2025 at 3:19am
Software Version: Web Wiz Forums 12.06 - https://www.webwizforums.com
Topic: LIABILITY
Posted By: doug
Subject: LIABILITY
Date Posted: 02/July/2004 at 7:40am
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Has anyone evey had a client fall or injure themselves and want to make claim against you? This is as result of your cleaning process. ------------- Just My opinion |
Replies:
Posted By: MR. STEAMER
Date Posted: 02/July/2004 at 11:05pm
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They can't if it happens in the home...It's covered under the home owners insurance..... If you fall because of the cleaning you could sue...lol |
Posted By: doug
Date Posted: 03/July/2004 at 8:43am
Mr. Steamer: Insurance compaines do not agree with you. I have just been served from a client that slipped 2 years ago. I am being told it was our responsibility to have cones and signs erected. I of cource disagree because it is their house and I cannot dictate to them what ot do. I was also told signs similar to what garage have posted should have been visible. What a pile of sh*t. ------------- Just My opinion |
Posted By: LilNiteRidrhood
Date Posted: 03/July/2004 at 9:05am
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I have been sued for 1 1/2 million from a slip/fall in an apartment building hallway. The building owner was sued too. As fate would have it we both have the same insurance company, but different divisions. They handled everything. The suit has been going on for years, if and when they pay they will then in turn sue (subrogation)the subcontractors or subcontactors insurance company. Have to be insured no matter where you are on the hierarchy. |
Posted By: surroundings
Date Posted: 03/July/2004 at 11:56am
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The minimum liability insurance requirement (here in Australia) for
government and property managers etc... to accept your bid used to be 5
million, but some have recently started asking 10. It's an extra $300 per year. Justifiable, but irritating. *sigh* The insurance company I use knocked my bid back. They said I'm overpriced. I laughed. Cheers, Allen |
Posted By: carpetologist
Date Posted: 03/July/2004 at 5:28pm
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It's the old 80-20 principal. I will bet my bottom dollar that 80% of Toronto carpet cleaners do not have insurance. Now for the 20% that do what a wonderful opportunity to plasticise your policy and show it to every potential customer. Play it up and mention that maybe the guy who gave them that low, low, low quote just may not have insurance. Plant the seed. WHAT A SALES TOOL. ------------- Kleen Kuip Supply Mart Inc. http://www.kleenkuip.com - New & Used Professional Carpet Cleaning Machines, Restoration Equipment, Training, Service and Supplies |
Posted By: doug
Date Posted: 10/July/2004 at 1:30pm
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Does anyone happen to have a Polution Ryder on with their General Liability insurance and if so who is it with? ------------- Just My opinion |
Posted By: doug
Date Posted: 31/August/2004 at 4:29pm
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This is a followup to my orignal post regarding a customer's injury. Here is the proper proceedures to follow when claening in someone's home according to Royal Sun Alliance 1) Signs and cones placed in around work area. 2) Door areas must be taped off as to make sure nop one enters or leaves work area. 3) Homeowner must be kept advised at all times where you are working. 4) You are responsible till carpet is completely dry. 5) Homeowner should sign that you have explained your cleaning system to them regardless how many times you have been there. As you can see I hope no one else has a situation like this happen. By the way the Royal was my insurance carrier. It looks like like the homeowner is good for around 30 to 40 thousand just to close the claim. Because of privacey laws I am not allowed to see what they said. Go fugure. I d ------------- Just My opinion |
Posted By: surroundings
Date Posted: 31/August/2004 at 6:17pm
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doug, not impressed. I think I'll see what the situation is around here before that research is forced on my. -allen |
Posted By: doug
Date Posted: 31/August/2004 at 6:42pm
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Allen: The great thing about this is these people are in their 60's and the husband is already on a disiabilty. I worked with the man in the earily 70"s, been a friend since then and done their cleaning since the mid 80's so one never knows just who is going to stick it to you. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 31/August/2004 at 10:46pm
| You have a leg to stand on if it happens inside their home... I've been there |
Posted By: doug
Date Posted: 01/September/2004 at 9:57am
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Mr. Steamer: It is not my decision. If the company can cashout they don't care. ------------- Just My opinion |
Posted By: carpetologist
Date Posted: 01/September/2004 at 2:29pm
Doug, Thanks for the tip regarding wet floor signs and cones for insurance reasons. I have made a deal for a few and offereing them at an introductory price of $13.95 ea. http://www.kleenkuip.com/products/janitorial_equipment.htm"> Not only do they allow you to work in a safer environment but think of the impression you will leave. ------------- Kleen Kuip Supply Mart Inc. http://www.kleenkuip.com - New & Used Professional Carpet Cleaning Machines, Restoration Equipment, Training, Service and Supplies |
doug wrote:
Posted By: carpetologist
Date Posted: 03/September/2004 at 3:59pm
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Is it not interesting that large corporations in the GTA are looking for in many cases an extremely competitive quote and yet they seldom ever ask how long you have been in the business or if you have insurance. And usually the lowest bidder generally has no insurance. This is one of the reasons he can quote so low. ------------- Kleen Kuip Supply Mart Inc. http://www.kleenkuip.com - New & Used Professional Carpet Cleaning Machines, Restoration Equipment, Training, Service and Supplies |
Posted By: doug
Date Posted: 03/September/2004 at 4:10pm
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Ted: There are many loop holes when it comes to filling out the insurance and compensation part of quotations. One being if you have no employees you need not fill the comp part. But the term sub contractor was redifined may years ago on what constitutes a sub. But no one ever gets caught. If something goes wrong everyone is out of business. But it is up to the contractor to get a certificate of insurance and certificate of cleanance from compensation for all your so called subs. But I guess I am only rambling and it pisses me off when I lose bids to the suppos to be one man operations with no employees who carry no insurance what so ever and laugh about it. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 03/September/2004 at 8:39pm
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So you should the the customer thar doug... Once I do an est. I'm so charming and truthful that they don't want anyone else but me... nothing wrong with bringing your insurance and bond papers with you, educate the customer... I bet my life that the customer will ask all the other bidders to come up with the same stuff. Do you know what you've just done??? Raised the bar |
Posted By: doug
Date Posted: 03/September/2004 at 10:17pm
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Mr. Steamer: In guess you give estimates and I am glad you do. But I guess you don't understand we are not talking about cleaning some deaf and blind old ladies livingroom for your $59.00. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 04/September/2004 at 7:16am
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doug... why do you think we only get 59er's I don't have one on my list...I haven't had 1 59er this month.... I have a 196, 112,115,est,&92... yester day I had a 324,129, &995 anyways back to liability |
Posted By: doug
Date Posted: 04/September/2004 at 7:17am
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Mr. Steamer: They all start off @$59.00 ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 04/September/2004 at 7:24am
| They all start off at .01 cents so whats your point doug???? do you always smoke weed first thing in the morning |
Posted By: doug
Date Posted: 04/September/2004 at 7:27am
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Mr. Steamer: No I wake up with a clear concience knowing well I didn't screw everyone out of their had earned money with deceptive bullsh*t once you got into their home to help your commission. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 04/September/2004 at 12:17pm
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I sleep to doug.. on a king sized bed...lol People call to screw Sears or Home Depot or the bay or Service Master ....They are looking for protection... sometimes they know good and well if you clean it it'll get wrecked. so screw them before they screw you... if you have a hole I'll stick something in it for you... So if you think for one second that the customer is out to screw you too, you need to wake up but I forgot you live in a one horse town and he's almost dead... |
Posted By: doug
Date Posted: 04/September/2004 at 12:56pm
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Mr. Steamer: I am not sure where you are coming from with this response. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 04/September/2004 at 1:01pm
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Posted By: doug
Date Posted: 04/September/2004 at 1:05pm
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Mr. Steamer: This post was simply about an insurance claim. what happened. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 04/September/2004 at 1:10pm
| You started to tell me I screw people.... I've taken a few up the butt too, and from what Adwa tell me you anus is sore and over sized too, so you know what I'm talking about |
Posted By: doug
Date Posted: 04/September/2004 at 1:12pm
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Mr. Steamer: sounds like you need an ASS HOLE REAMER. So keep a tight ass and your back to the wall. ------------- Just My opinion |
Posted By: Adwa
Date Posted: 05/September/2004 at 11:07am
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Doug it was about Liability but the problem here is it's wasn't all about Steamer and that's what he does best, talk about himself. Don't feed the cold, starve it and get back to the topic. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: MR. STEAMER
Date Posted: 07/September/2004 at 7:30am
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Posted By: doug
Date Posted: 07/September/2004 at 7:33am
Can anybody interpert this giberish? ------------- Just My opinion |