Carpet Cleaners Hangout - Insurance and Bonds

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Insurance and Bonds

Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=2739
Printed Date: 27/February/2025 at 2:30am
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Topic: Insurance and Bonds

Posted By: STEAM KING
Subject: Insurance and Bonds
Date Posted: 11/July/2006 at 8:55pm

How much are you guys paying for insurance and bonds , and how much does it cover? Is there any companies that you can reccomend

Replies:

Posted By: jtuseo
Date Posted: 11/July/2006 at 10:53pm

I pay $1,100 per year.

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WWW.PREFERREDCARPETCLEANING.COM

Posted By: STEAM KING
Date Posted: 12/July/2006 at 1:43am

And whats your coverage

Posted By: cleanex
Date Posted: 12/July/2006 at 3:24pm

When buying insurance always ask what the policy does not cover not what it does cover, that way you have amuch better understanding of what you are paying for. For instance many a cleaner has put a TM unit in his van and automatically thinks it is covered under his auto policy, wrong! 1100.00 a year is very low, but than I have no idea of what you doing. Look for a company that specializes in commercial coverage, so that they better understand the needs of a business person vs. a homeowners needs

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DON ELDRED
YOU CAN "STAND" ON OUR REPUTATION

Posted By: icon
Date Posted: 12/July/2006 at 4:26pm

http://www.kleenkuip.com/forum/member_profile.asp?PF=627&FID=3 - jtuseo ,

who are you using?? i need to pick up some insurance soon.

icon

Posted By: jtuseo
Date Posted: 12/July/2006 at 9:18pm

My policy is 1 million it cover only residential. That is really all I do.

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WWW.PREFERREDCARPETCLEANING.COM

Posted By: doug
Date Posted: 12/July/2006 at 9:44pm

I certainly wouldn't be out with just 1 million? and just what does that cover? It must be with a porty for sure.

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Just My opinion

Posted By: STEAM KING
Date Posted: 13/July/2006 at 12:53am

what company are you with?

Posted By: cleanex
Date Posted: 13/July/2006 at 8:30am

Alot of commercial accounts require 5 to 10 Million Dollars in liability coverage before you can even quote on their cleaning requirements

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DON ELDRED
YOU CAN "STAND" ON OUR REPUTATION

Posted By: STEAM KING
Date Posted: 14/July/2006 at 3:52am

All they are asking me for is 1 million

Posted By: icon
Date Posted: 14/July/2006 at 6:29pm

Steam King,

what insurance are you going thru?? thanks

erick

Posted By: STEAM KING
Date Posted: 15/July/2006 at 3:45am

Thats what I am just shopping around right now to try and get not the cheapest but the best deal for my money.