grant / loans for startup
Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=1066
Printed Date: 24/February/2025 at 6:08am
Software Version: Web Wiz Forums 12.06 - https://www.webwizforums.com
Topic: grant / loans for startup
Posted By: ripley013
Subject: grant / loans for startup
Date Posted: 11/February/2005 at 10:29pm
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i'm looking to start a carpet cleaning business. i really don't have the money to buy all the expensive equiptment. i am looking into grant options and or sba loans. has anyone here done this? what do you think would be my best option? also i own a home but i really don't want to take out a home equity and get myself in further debt. please give me your feedback. ------------- new jersey guy |
Replies:
Posted By: MR. STEAMER
Date Posted: 11/February/2005 at 10:46pm
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I'm not from the states, but one thing I do know... NEVER risk your primary dwelling with your business...lol If your getting a loan get something with a revolving line... so you only pay interest on what you use every 30 days. The trick is keep the cash flowing ------------- www.mr-steamer.com |
Posted By: Steaminpile
Date Posted: 12/February/2005 at 12:41am
| lease |
Posted By: PadMan
Date Posted: 14/February/2005 at 5:32pm
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Ripley, we use a company called C and J Leasing to have customers buy equipment, two years of low payments and then $1.00 to purchase. ------------- Converting HWE customer to VLM customers for 30 Years! |
Posted By: nightrider
Date Posted: 14/February/2005 at 7:34pm
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Ripley........go to Kleenkuip and take one off his lot ( mostly Cleanco's though ) Ted will collect the insurance money , you have 24 hours to get over the border Nightrider |
Posted By: surroundings
Date Posted: 15/February/2005 at 4:39pm
oops. |
MR. STEAMER wrote:Posted By: surroundings
Date Posted: 15/February/2005 at 4:40pm
ahhh.... |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 7:24pm
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I'm lost ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 8:51pm
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Best thing that ever happened to you Steamer, don't worry nobody will come searching nightrider |
Posted By: doug
Date Posted: 15/February/2005 at 8:54pm
His trusty companion Little Steamer will search him out. ------------- Just My opinion |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:01pm
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There's another one like him breathing on this planet, yikes........... nightrider |
Posted By: doug
Date Posted: 15/February/2005 at 9:02pm
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It's his main man. didn't you check his webb site. He has a man on his other truck. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:07pm
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yes the web site... man nothing stays private around here does it... people always want to know more more and MORE!! I wear Stanfields...lol ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:08pm
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Now Toronto has 2 incompatant carpet cleaners nightrider |
Posted By: doug
Date Posted: 15/February/2005 at 9:09pm
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Low blow!!!!!!!!!!!!!!!!! ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:13pm
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nightrider likes to blow ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 15/February/2005 at 9:19pm
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With the size of the GTA there is most likely room for more. ------------- Just My opinion |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:19pm
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You'll never know Steamer.....as much as you would like to nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:20pm
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who gets the first reach around??? ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:22pm
Steamer be careful, I just might send someone to your house and you'll ne ver know what hit you
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Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:26pm
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you have to send somebody... man your weak... I just have to point in your direction and 50 people die on your street.. ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:34pm
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nOT VERY GOOD AIM THERE STEAMER.......YOU MISSED ME, ARE YOU READY FOR ME WHEN I come there this spring NIGHTRIDER |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:40pm
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Jack Quack from Quebec... is FINALLYYYYY RETURNING TO TORONTO!!!!! ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:44pm
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I FIGURE THERE ARE MORE DUMMIES OVER THERE NOW THAN HERE, BESIDES THEY DON'T KNOW ME AS MUCH OVER THERE NIGHTRIDER |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 9:44pm
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so you moving to T.O. ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:49pm
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I'm setting up shop there to try some new ideas, I'll be there until winter, then back in the spring..........I'll play it by ear, see what happens nightrider |
Posted By: Adwa
Date Posted: 15/February/2005 at 9:51pm
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Jack Flash you never know when he will show up or when he will leave. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 9:56pm
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People always know when I'm around or not.......when you get to know me you'll understand nightrider |
Posted By: doug
Date Posted: 15/February/2005 at 9:59pm
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I'm setting up shop there to try some new ideas, I'll be there until winter, or until they catch me? nightrider ------------- Just My opinion |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:01pm
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Good one Doug...........I thought I said that nightrider |
Posted By: doug
Date Posted: 15/February/2005 at 10:02pm
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Couldn't resist. ------------- Just My opinion |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:13pm
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you're good you...........you're good nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:15pm
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what are you nightrider??? where do you come from??? I can't wait to hear the answer ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 15/February/2005 at 10:24pm
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He is a lonley crusader on the road to ?? Oh hell I forget KIT the black Trans am does the driving anyway? ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:25pm
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this nightrider had a dodge van.... chick magnet ------------- www.mr-steamer.com |
Posted By: Adwa
Date Posted: 15/February/2005 at 10:27pm
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OH ya and there was so much room in the van to do anything else but clean Steamer. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:27pm
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how do you know Adwa... I thought you didn't kiss and tell??? ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:28pm
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Me, I'ma just a liddel boy a playng a biga mans game, to maka lotta noise so everyabody cana say............who a dat guy.........why hea maka troble lika dat, hea no nice, but you no a hes a nota to bad , he lika play da game to mush, Ima from Italia, wita biga famillia, an I justa want my cosin louie to coma to Canada nightrider |
Posted By: Adwa
Date Posted: 15/February/2005 at 10:29pm
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Italian French man. Chow!! ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: doug
Date Posted: 15/February/2005 at 10:29pm
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I sure am glad I never learned french? ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:30pm
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Hey nightrider I don't find that funny I'm Italian. ------------- www.mr-steamer.com |
Posted By: Adwa
Date Posted: 15/February/2005 at 10:30pm
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So is Nightrider Steamer. Honest ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:33pm
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Me too........what part of Italy you from.....I'm from the South........... nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:33pm
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Then he should know my real name.. Tony.... Tony the Terrible ------------- www.mr-steamer.com |
Posted By: Adwa
Date Posted: 15/February/2005 at 10:34pm
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South of Quebec south of Italy. The Perfect places for swimming with the fishes. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:35pm
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nightrider doesn't have to worry.... he's a frienda mine ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 15/February/2005 at 10:36pm
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I was thinking more like Tony the Tuna? ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:39pm
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ya that too.. 2 Ton Tony Tip Toe Tony Tic Tac Tony and my favorite Ticked off Tony ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:40pm
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Funny I as thinking more Tony Balony ( balogna) nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:41pm
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I grind your body to make my sausage ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 15/February/2005 at 10:42pm
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Last time for sausage for me. ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:43pm
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you know you want it doug ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 10:45pm
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You seem to like mens bodies Steamer............don't you have a wife, or at least a blow up doll nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 10:50pm
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don't let me start.... nightrider the damnn doll you sold me popped our first encounter.... I think it was used I WANT MY MONEY BACK ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 11:02pm
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I told you she would blow only once, you tried to cheat. No returns, No refunds, but I can send you a male doll as a good will gesture.........new never used nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 11:05pm
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you sound like Kenny ------------- www.mr-steamer.com |
Posted By: Adwa
Date Posted: 15/February/2005 at 11:06pm
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Only if it's a Ti Doll Nightrider with 4 holes. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 11:07pm
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I ordered the one with six holes ------------- www.mr-steamer.com |
Posted By: Adwa
Date Posted: 15/February/2005 at 11:08pm
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Ya but that one leaks Steamer and there messy enough as it is. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: doug
Date Posted: 15/February/2005 at 11:10pm
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The problem is they are made in Tiwand? ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 11:10pm
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remember Adwa you're a lady.... no nasty talk for you... go back to your romance novels where things are pulsing and throbbing ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 15/February/2005 at 11:20pm
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My dolls are all retro-fitted to take Big Boy Wands Steamer.........I'll have the next batch of Litte Pecker Wreckers next week to send you nightrider |
Posted By: MR. STEAMER
Date Posted: 15/February/2005 at 11:21pm
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you even sound like Kenny I'm off to bed ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 15/February/2005 at 11:23pm
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To dream about retrofitted dolls??? ------------- Just My opinion |
Posted By: Cleaner1
Date Posted: 17/February/2005 at 6:56am
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GOOD LUCK TRYING TO OBTAIN FINANCING FROM TRADITIONAL SOURCES TO START A CARPET CLEANING BUSINESS. AS FAR AS SMALL BUSINESS LOANS THRU GOVERNMENT....THEY WONT EVEN TALK TO YOU BECAUSE YOU ARE CREATING COMPETETION FOR THE EXISTING MARKETPLACE.....BEEN DOWN THAT ROAD AFTER SPENDING THOUSANDS DOING BUSINESS PLANS AND MARKET RESEARCH...AND WE HAD A NEW IDEA THAT NO ONE ELSE WAS DOING....STILL NO LUCK. ALSO THE BANKS WANT SECURITY!!!!! THEY WANT CASH OR EQUITY...DOESNT MATTER...BUT THEY WANT IT!!!! LEASING IS OK BUT YOU STILL NEED CASH TO WORK WITH. I THINK DOUG OR SOMEONE POSTED $15,000 NEEDED TO START...I THINK ITS A GOOD NUMBER IF YOU ARE NOT WILLING TO TAKE THE RISK OF USING YOUR HOME FOR EQUITY FINANCING THEN YOU ARE NOT READY TO GET IN BUSINESS FOR YOURSELF IN THIS INDUSTRY!!!!!!!
JUST MY OPINION ....BUT I HAVE BEEN DOWN MANY A WINDING ROADS FOR FINANCING AND ITS NOT EASY!!! ------------- Cleaner1 |
Posted By: MR. STEAMER
Date Posted: 17/February/2005 at 7:07am
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Cleaner1... you'll find after a number of years in business, the banks are more willing to work with you. Things such as business credit cards and line of credits come more easily after at least 5 years of proven track record. 15,000 cash in hand isn't much but it's not a bad start. Personally I think if your building a business from nothing you might need a bit more. It also depends on what part of the business you entering.... Commercial or Residential... One is more stable the other gives you the cash flow a small business needs ------------- www.mr-steamer.com |