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What would you do? |
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Ream57 
Senior Member 
Joined: 08/August/2007 Location: United States Status: Offline Points: 142 |
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 Topic: What would you do?Posted: 11/October/2007 at 10:13pm |
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I have the opportunity to book Denny's for a demo cleaning with a very good chance of them using me for the new cleaning guy. There are few problems though: 1) Denny's stays open 24 hours a day 7 days a week and I would have to do my demo while people are in the restaurant and I have a portable, so its going to be in the building and very loud which is going to disrupt people.
 2) The manager said I am required to have insurance up to 1 million dollars. I currently have no insurance (I'm having a very hard time finding coverage for a carpet business).
P.S. - The manager told me they can shut down the restaurant for 4 hours in order for me to clean IF they decided to go with my services and they would need a month in advance to prepare for the 4 hour shutdown, so I guess thats alright, but what would you do in this situation?
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I got money in the bank, but E on the tank.
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cmaster
IICRC Instigator 
Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693 |
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Posted: 11/October/2007 at 10:51pm |
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If you are getting paid a good buck, go for it
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The STD Meter |
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Mr. Slide
Carpet Cleaning Specialist 
Joined: 16/May/2006 Location: United States Status: Offline Points: 979 |
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Posted: 11/October/2007 at 11:00pm |
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The manager said I am required to have insurance up to 1 million dollars!
If I had to get insurance just for that one job, I'd pass!
J.M.I.
Good Luck!
 AL |
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http://qcsliders.com
!!!Check this out!!! Put a Slide Not a Glide on your Wand, and do a better job! |
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Ream57
Senior Member
Joined: 08/August/2007 Location: United States Status: Offline Points: 142 |
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Posted: 11/October/2007 at 11:14pm |
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I had planned on getting insurance anyway, I just don't know if it was going to be a million dollar coverage, the manager said for restaurants of that type like the Denny's and Ihops of the world require million dollar coverage. |
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I got money in the bank, but E on the tank.
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MR. STEAMER
True Patriot 
Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14549 |
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Posted: 11/October/2007 at 11:40pm |
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your car insurance broker should be able to get you insurance np...
hey man get a mex...if customer walk on it during cleaning the new dirt will just get encapped too...lol good luck |
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www.mr-steamer.com
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danmarck82
Carpet Cleaning Specialist
Joined: 08/February/2004 Status: Offline Points: 618 |
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Posted: 11/October/2007 at 11:55pm |
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Sate Farm Insurance . about 600.00 per year
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Ream57
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Posted: 11/October/2007 at 11:58pm |
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True...
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I got money in the bank, but E on the tank.
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cmaster
IICRC Instigator
Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693 |
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Posted: 12/October/2007 at 1:21am |
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One million is low. The norm for liability is 2-5 million
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The STD Meter |
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Hammy
Carpet Cleaning Guru 
Joined: 27/September/2006 Location: Canada Status: Offline Points: 10330 |
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Posted: 12/October/2007 at 7:50am |
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No kidding, If your living in the world capital of lawsuits I would want way more than 1 million
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Could somebody just clean my carpets!
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doug
King of the One Liners 
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711 |
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Posted: 12/October/2007 at 7:52am |
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I will not setup the truck if the place is open?? Insurance or no insurance???
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Just My opinion
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cleanex
Carpet Cleaning Specialist
Joined: 17/October/2004 Location: Canada Status: Offline Points: 705 |
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Posted: 12/October/2007 at 1:53pm |
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there is millions of sq ft of carpet out there why would you want a building that is open 24 hours and you would need a lot more than 1 million in liabilty insurance
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DON ELDRED
YOU CAN "STAND" ON OUR REPUTATION |
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MR. STEAMER
True Patriot
Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14549 |
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Posted: 12/October/2007 at 4:03pm |
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you need what the customer requires
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www.mr-steamer.com
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doug
King of the One Liners
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711 |
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Posted: 12/October/2007 at 4:12pm |
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Steamer: sometimes you just don't need the god dam customer!!!!!!!!!! With all these places staying open 24/7 closing 1 to 2 hrs late at night or earily in the morning for cleaning or stay dirty money is their game.
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Just My opinion
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John L
Carpet Cleaning Guru
Joined: 29/November/2004 Location: I'm Right Here! Status: Offline Points: 4013 |
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Posted: 12/October/2007 at 4:37pm |
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You dont need 1M insurance.. Your cleaning the carpet not re-modeling the building or doing a re-roof or want to buy the place..
Pass on it.. They dont pay right away.. You want to wait 30-90 days? Not me..
When the Mex's see you with that portable they will tell there boss.. I can do that for you cheaper..
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