Starting out at 23. This is my plan...

College was good for one thing when I was 18. 

You avoided the draft without having to move to Canada.

By the time I was 15 days from being 20, the lottery system came along, I was number 325 and since they had 15 days to get thru the guys born the other 324 days, I was instantly disqualified from going into the service and get my ass shot off in a war I personally could find no grounds for agreement on its necessity.

I am truly old school.  Not as old as my fathers.  He was Valedictorian of his graduating class in a one room school.  He may have been a math genius but the family needed him to work, they called it the Great Depression.

I personally place no value on a college education and it may seem harsh but I make it a rule to not hire anyone attending or who graduated from college unless the graduate is over the age of 50.  This is because of the companies that will only hire those who are under 50 and are either attending or have some degree that has no applicable relevance to the job at hand.

The group I look at are happy to have a job, not thinking they are above it and only taking this one until something better comes along.

No offense meant.

College costs have increased by 1000% since 1970.  The value of the degree as stated in the comparison of $1 million which has been badgered about since 1970 (they never change that number of how much more you will make over the guy who didn't give his soul to the college industry) eroded to 17% in buying power.  So, pay 10 times more today, 40 years later, for something worth 17 cents on the dollar and do you need a college education to figure out you were screwed?

The richest kid in our high school who would have graduated with my class if he had not dropped out had a D- average.  He has a large manufacturing plant in San Diego making something he owns the patent.  

"A" students teach "B" students how to work for "C" students.

Henry Ford sued for libel and $1 million against the Chicago Tribune.  The paper's lawyers regretted ever getting Ford on the stand.  After a lengthy barrage of questions from the attorney to test Ford's knowledge of basic things like American History, an irritated Ford interrupted the advocate and (forgive the paraphrasing) interjected as follows:

"I believe we can agree that I do not know answers to your basic questions.  Let me tell you how this questioning would go in my office.  You see, I have a row of buttons on my desk.  When I require an answer to any question, I simply push one of those buttons and a man appears who answers that question for me.  You see sir, I don't need to know answers, I simply know how to get the answers.  I hire walking encyclopedia who will never be more than that."

He won the lawsuit and no one implied anything about the intelligence of an 8th grade education titan of industry again.

The only reason I am starting college is the free money.  By the time I graduate I will be retired and that student loan money will not be paid back.  You see, they can't touch social security.  Bottom line, I am in it for the money, not delayed gratification money, but spend it today money.

I'm with you in ABQ

Actually i've been very busy cleaning carpets so havent had much time to post on this forum...also, i use a different forum

Any updates on your progress Marcos?  I'm looking at starting a carpet cleaning business too this summer.

Sorry, I missed the part that you said you already have a degree in financial management. 

The dirtier the carpet the more job satisfaction I get.  Even I am amazed at the results sometimes and that makes me feel like I did something good for someone today.

Good Luck Marcos!