Need Business Insurance

No one answered you post Robert...........I'm sure someone here knows a little about business insurance.........Lets try to bring this post forward and see what happens.

The Following Statements do not Necessarily Reflect the Views of this Forum Network

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Call State Farm they are very Gully

WWW.PREFERREDCARPETCLEANING.COM

I'm guessing that this is the definition of gully. I have no idea and actually on this board is the first time I ever heard it used in the context it's being used here.
http://www.urbandictionary.com/define.php?term=gully&defid=1 13285#113285

Isn't a gully:
http://www.google.com/search?num=100&hl=en&hs=HNf&lr=&client =opera&rls=en&oi=defmore&defl=en&q=define:gully

Guess I'm not up on the latest slang.

e-mail John Rowland at CRB Insurance His e-mail is Johnr@crbins.com

He's in Wisconsin, don't know for sure if he'll be able to help you. I started up using low moisture foam from Von Schrader in late Nov and could not find any local agents who would touch carpet cleaning. They all said it was a specialty insurance, and wanted someone who had been in business for a few years to underwrite.

John got me two options. I think the company I went with is Allied something or other, but there was another also. Don't know if they would underwrite your particular method of dry carpet cleaning but it's worth a try. If you contact John, tell him I referred you (Bill Daviet, On Time Cleaning of Pa).

Funny thing about general business liability. It does NOT cover damage to your customers carpet or upholstery if you do the cleaning wrong. That's consisdered your risk. It does, however, cover things like a customer tripping over your power cord, backing your van up over their prized begonias, etc. However Allied offered a small amount of additional protection for only a few $$, which covers $6k per year of carpet or upholstery. You may never need it but it's just another marketing tool to tell your customers when you mention you are fully covered.

Good luck.

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Best-Dry-1 Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 14/August/2005 Location: United States Status: Offline Points: 2	Post Options Post Reply Quote Best-Dry-1 Report Post Thanks(0) Quote Reply Topic: Need Business Insurance Posted: 14/August/2005 at 4:57pm
	I am just putting a Dry Carpet Cleaning company together in WA State, and I'm having a snag finding any agents that will send me even the most basic business insurance quotes. Any suggestions or referrals would be greatly appreciated.
	Robert

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Adwa Members Profile Send Private Message Find Members Posts Add to Buddy List Queen of the Board Joined: 05/March/2004 Location: Canada Status: Offline Points: 4568	Post Options Post Reply Quote Adwa Report Post Thanks(0) Quote Reply Posted: 04/September/2005 at 7:39am
	No one answered you post Robert...........I'm sure someone here knows a little about business insurance.........Lets try to bring this post forward and see what happens.
	The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com

cmaster Members Profile Send Private Message Find Members Posts Add to Buddy List IICRC Instigator Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693	Post Options Post Reply Quote cmaster Report Post Thanks(0) Quote Reply Posted: 04/September/2005 at 9:39am
	You need an answer from an American. Insurance set up is different here

jtuseo Members Profile Send Private Message Find Members Posts Add to Buddy List Carpet Cleaning Specialist GULLY Joined: 23/November/2005 Location: United States Status: Offline Points: 681	Post Options Post Reply Quote jtuseo Report Post Thanks(0) Quote Reply Posted: 08/December/2005 at 5:25pm
	Call State Farm they are very Gully
	WWW.PREFERREDCARPETCLEANING.COM

nightrider Members Profile Send Private Message Find Members Posts Add to Buddy List Marketing Master Joined: 12/March/2004 Status: Offline Points: 4666	Post Options Post Reply Quote nightrider Report Post Thanks(0) Quote Reply Posted: 08/December/2005 at 7:54pm
	You and your Gully..................... Nightrider

SSDB Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 25/January/2006 Status: Offline Points: 10	Post Options Post Reply Quote SSDB Report Post Thanks(0) Quote Reply Posted: 26/January/2006 at 1:30am
	I'm guessing that this is the definition of gully. I have no idea and actually on this board is the first time I ever heard it used in the context it's being used here. http://www.urbandictionary.com/define.php?term=gully&defid=1 13285#113285 Isn't a gully: http://www.google.com/search?num=100&hl=en&hs=HNf&lr=&client =opera&rls=en&oi=defmore&defl=en&q=define:gully Guess I'm not up on the latest slang.

Michael Members Profile Send Private Message Find Members Posts Add to Buddy List Carpet Cleaning Specialist Joined: 18/June/2005 Status: Offline Points: 557	Post Options Post Reply Quote Michael Report Post Thanks(0) Quote Reply Posted: 26/January/2006 at 4:19am
	Last I checked State Farm, you need to be in business two years before they'll insure you. Once you've filed your business license, though, you should be getting plenty of junk mail offering you insurance.

Revee Members Profile Send Private Message Find Members Posts Add to Buddy List Newbie Joined: 15/December/2005 Location: United States Status: Offline Points: 32	Post Options Post Reply Quote Revee Report Post Thanks(0) Quote Reply Posted: 26/January/2006 at 6:47am
	e-mail John Rowland at CRB Insurance His e-mail is Johnr@crbins.com He's in Wisconsin, don't know for sure if he'll be able to help you. I started up using low moisture foam from Von Schrader in late Nov and could not find any local agents who would touch carpet cleaning. They all said it was a specialty insurance, and wanted someone who had been in business for a few years to underwrite. John got me two options. I think the company I went with is Allied something or other, but there was another also. Don't know if they would underwrite your particular method of dry carpet cleaning but it's worth a try. If you contact John, tell him I referred you (Bill Daviet, On Time Cleaning of Pa). Funny thing about general business liability. It does NOT cover damage to your customers carpet or upholstery if you do the cleaning wrong. That's consisdered your risk. It does, however, cover things like a customer tripping over your power cord, backing your van up over their prized begonias, etc. However Allied offered a small amount of additional protection for only a few $$, which covers $6k per year of carpet or upholstery. You may never need it but it's just another marketing tool to tell your customers when you mention you are fully covered. Good luck.

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Need Business Insurance